It's not junk mail—it's a real pre-approved loan check waiting for you. Get the funds you need today with zero hassle and no long applications.

Yes, it's a legitimate pre-approved loan offer. Credit Central sends convenience checks to qualified customers based on our credit standards.
The check is issued in your name when you meet certain criteria2 or qualify based on your credit history with Credit Central.
Look for the expiration date on your check. This pre-approved loan offer is only available for a short period of time.
Once endorsed, these are real funds. You can cash or deposit them at your local bank like any other check.
Carefully detach your pre-approved loan check from the letter and promissory note. Keep the promissory note for your records.3
Sign the back of the check, and fill in the information required below your signature. By endorsing, you agree to the loan terms provided.
Take it to your bank or credit union to deposit or cash the funds instantly.
Access your account anytime at loans.creditcentralllc.com. Our secure portal gives you control over your loan from your phone or computer.
Prefer to speak with someone in person? We have locations ready to help you with your financial needs.